Restaurant Program

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Coverage Designed for your Restaurant

Stronghold offers you a unique program from Zurich for your restaurant. The program rates the policy based on the square footage of the public space as opposed to sales or payroll. This approach offers dramatic discounts as well as very broad coverage. Please take a moment to review the program.

Safeguard your restuarant with this program designed specifically for restaurants by Zurich Small Business, a preferred carrier in restaurant insurance. Our program fits anything from a small pizza kitchen to a full-scale gourmet establishment. It provides coverages unique to the restaurant industry and lets you select the policy package and options that fit your individual business.

Select the Basic package with the key coverages for restaurant owners, or the Preferred package with extra coverages and higher limits.

Both packages include coverages that protect your business, such as:

  • Food Spoilage
  • Arson Conviction Reward
  • Customers Property
  • Premises Boundary
  • Crime Coverages
  • Several types of Liability Coverage and more!

You can also add optional coverages for even more protection, such as:

  • Backup of Sewers and Drains
  • Contamination Shutdown
  • Blanket Coverage
  • Bodily injury for Food Borne Illness/Business Interruption
  • Employment Practices Liability
  • Food Borne Illness Business Income (Preferred only)
  • Liquor Liability (required for all restaurants that sell liquor)

Plus, you can choose Replacement Cost Coverage or Actual Cash Value claim settlement methods.

You'll have access to other excellent Zurich Small Business products, like:

  • Commercial Umbrella
  • Workers' Compensation
  • Commercial Automobile

Additional Restaurant Markets:

  • Travelers
  • The Hartford
  • Peerless
  • One Beacon
  • Harleysville
  • NGM
  • Preferred Mutual

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