Individual Insurance | Investments | Planning Services | Benefits Through Your Employer
- Annuities- An annuity contract is created when an individual gives a life insurance company money which may grow on a tax-deferred basis and then can be distributed back to the owner in several ways. The cash value is credited each month with interest that is usually tied into a rate index.
- College Savings Plans- Today there are several state and 529 plans for saving for future college expenses. These plans have several tax advantages such as tax deductions (depends on the state and the plan), they grow tax deferred and the money taken for college expense is tax free.